Penny Pinching Tips for the Recession
Here are some good money-saving tips for this recession or anytime. Call your auto insurance company and let them know if you are unemployed. If you are no longer commuting to work, you should qualify for a lower premium. Some companies, such as Allstate, will give you a "retired" discount if you are 55 and older and are not working. When you find a job, you then can resume your previous coverage. I saved almost $200 a year by doing this. Also consider increasing your deductibles. If you are driving less, your odds have improved about not having an accident. If your cell phone contract has expired, get a new one with a reduced feature calling plan. Allow yourself enough minutes for job hunting activities. I canceled my 2500 anytime minutes plan and got a much cheaper 450 anytime minutes plan. I now make more of my personal calls after 9 PM or on weekends. Cancel your land line phone. I've lived without one for about six years. This is a trend that is increasing. And do y...