Free Credit Reports Online


Most folks know to check their credit reports periodically. If you are searching for a job or are trying to refinance a mortgage, you should check your reports before you begin. Prospective employers and staffing companies often check credit reports before hiring. If you have any incorrect information, you should attempt to get the information corrected as quickly as possible. Years ago, I had some incorrect addresses on mine. I disputed each instance and they were not on the reports I viewed today.

You can get at least one credit report each year from each of the three credit reporting agencies. In Georgia, you are entitled to two reports each year. The easiest way to start is to visit www.annualcreditreport.com. I did this today and turned down all of the $$offers$$ presented to me. I then was able to access all three free credit reports. I printed each to a PDF file, using PDFCreator.

Your credit score is not part of your free credit reports. If you really need to know your credit score, that will cost you less than $10.
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Comments

  1. AnonymousMarch 25, 2009 at 6:34 PM

    You provided a great service here!s And another new header? I like this one, too!

    ReplyDelete
  2. AnonymousMarch 25, 2009 at 11:21 PM

    Since I'm not working, I'm now addicted to CNN. *DONT_KNOW* The Web link was given on the air. Who knew?

    ReplyDelete
  3. Matt WionMarch 28, 2009 at 9:53 PM

    Interesting. Some of these web pages though are scams. I find it hard to tell the good from the bad.

    ReplyDelete
  4. RogerMarch 29, 2009 at 11:21 AM

    Many of them are scams for sure. I only learned of this one on CNN. Apparently this website is run by all three credit reporting agencies. I imagine the main purpose is to streamline the process of getting credit reports and sell other services.

    ReplyDelete

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